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Yes, there's no doubt that buying from the owner can result in a significantly better deal than via a dealership. Buying a car still under factory warranty takes much of the risk out of doing that. Plus, with a one-owner car, you can sometimes get a sense of how hard they might have driven it...

If you don't want to pay the high price of Porsche options, there's a simple solution. Just buy a 1-year-old model with 5-10K miles and the most of the options you want. You'll often get an almost new car for about the price of a brand-new base model. IOW, the cost of those options come off the...