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What was your experience with warranties and other options at time of sale?

PunasRunner

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When I purchased vehicles in the past, I felt rushed and pressured to make a whole bunch of decisions on warranties and various add-ons. Afterwards, when I thought I could use those warranties, I found out they were pretty useless. I'm currently going through a particularly aggravating situation with Ram. Both Ram and Jeep are part of Stellantis, which is part of the reason I'm buying a 4Runner instead of a Jeep now. I'm trying to arm myself with information now before I go through the purchase process with Toyota.

For those of you that have purchased a Toyota 4Runner recently, did you feel pressured to purchase an extended warranty or any other "add-ons"?

For those of you that have purchased Toyota 4Runners in the past, are there extended warranties and/or add-ons you feel are worth purchasing (or not)?

My intention here is just to know what they're going to pressure me into doing on the day of purchase, but have my mind made up in advance with some research. My current mindset is to go in and hold the line that I'm just purchasing the 4Runner as-is (no warranties or dealer add-ons). I have purchased several extended warranties in my lifetime, and it has never been worth it so far. But I'm hoping to hear from people with actual experience dealing with Toyota dealerships, the purchasing process, and thoughts about extended warranties and add-on options. I'm not looking for general advice on the pros and cons of extended warranties. I'm hoping for people's real world experience.
Hi, When we were notified that our 4Runner delivery was getting near, we asked to schedule a meeting with their Financial Person that we would be closing our purchase with, a couple of weeks prior to the delivery date. We asked that we would go through the available extended warranties that would be offered so that we could calmly, with no immediate pressure decide which packages we would want and the pricing for those options decided ahead of the closing date. We did that and settled on the extended coverages and warranties we wanted and the pricing for them. We asked that at the closing, they have all the paperwork for all of 4Runner sale and warranties to be prepared ahead of time. It made the closing go very quickly, just a matter of signing docs, and the normal demonstrating the controls and features.
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RogueWarrior65

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Hard sell. The guy who pitched the extended warranty was also the financing guy. Their sales pitch was clearly designed for people who have no clue about engineering. He kept saying "This vehicle has ### computers in it. Any one of them could fail." Yes, that number was WAY over a hundred. Yeah, okay, I can pull and number out of my ass too. Automotive electronics are different from consumer electronics. PCBs all have conformal coatings on them. Is it possible that one of them might fail? Maybe but in my experience the bathtub curve applies. I have product that I designed, built, and sold more than 20 years ago and it's still working despite being operated in a rough and dusty environment.

Did I buy it? Yes, but only after the guy gave me a discount ostensibly because I'm a Costco member. (That could have been bullshit too). I figured that given that I've been driving an 86 4Runner since 1986, I'm going to be keeping this one for a long time so I might as well have a long warranty.
 
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I got the semi-hard sell. The finance guy offered me extended warranties, tire warranties, and service plans. All were overpriced, even after he gave me a discount. I said no to all of them. Save your money and put the money you would spend on those things and put it in a high yield savings account or buy bonds. You will come out ahead. If after 3 years, something breaks pay for it out of that account.
 

perryj101

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No pressure at all from my dealership. Best experience I have ever had buying a new car. They presented with me the extended warranty options and I politely declined and that was the end of it. Did get a $1000 friends and family discount on price of car. Gave them a check and became the proud 1st time owner a new TRD Sport Premium.
 

Nodak

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You don’t need a warranty for the first 3 years or 36,000 mile. You over lapping both warranty. Get a warranty after the factory one run out. If you paid $5,000 for a warranty plus interest over 6 years. You looking around $6,000 dollars. No matter what you paying $6,000 out of your pocket to fix the vehicle. After the $6,000 when you benefit. By then your 5 year warranty be up
unfortunately the oem vsa ext warranty only works if you buy it before the 3/36 expires.

and the duration/mileage overlaps the oem 3/36. if you want to get a 3rd party ext warranty after the fact you can but that is each person's call.

i prefer the oem vsa ext warranty vs 3rd party ones, but that is just me.

going thru fd-warranty for the oem vsa ext warranty is pretty cheap if you stay at 10/100 at roughly $1500 cost.
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